4.8/5 Rated “Excellent”
At The Mello Agency, we believe in a better way to protect your assets. Unlike faceless online insurers, we provide a personal, tailored approach to home insurance. Our team is here to guide you through every step—no call centers, no automated responses, just real people ensuring you get the right coverage at the best price.
Fill out the application form provided. Provide accurate and detailed information about yourself, your property, or any other relevant details requested by the insurer.
Carefully review the insurance quotes you receive, comparing coverage limits, deductibles, premiums, and any additional features or benefits offered.
If your application is approved, you will receive an insurance policy document along with the premium amount you need to pay.
Flexible insurance policies to suit your needs
Friendly unbiased advice from experts
Ask about our claims experience, we don't hide away from them
Many advisers operate under large networks, which gives them the ability to offer financial services like life insurance. However, this often means you, the client, end up paying more for your policy due to additional fees and commissions tied to the premium. At The Mello Agency, we are directly authorized, allowing us to offer you the most affordable rates straight from the insurer. We are paid by the insurer, not by our clients.
Vehicle insurance protects you financially if you damage your car or are responsible for injuring or damaging someone else. It can also cover medical bills if you or your passengers are injured in an accident.
What it covers
In Massachusetts and New Hampshire, the average bodily injury settlement from a car accident is around $50,000, but this varies significantly depending on the severity of the injuries, lost wages, and other factors involved, with minor injuries potentially settling for much less and severe injuries leading to significantly higher settlements; there is no specific “average” by vehicle type as the injury severity is the key factor.
Settlements for minor injuries like soft tissue damage or whiplash may range from $10,000 to $25,000.
Broken bones, herniated discs, or injuries requiring surgery could lead to settlements between $50,000 and $100,000.
Catastrophic injuries like spinal cord damage or traumatic brain injuries could result in settlements exceeding $1 million.
Absolutely!!!
If you get into an accident without liability insurance, you will be personally responsible for all damages caused to the other party, including medical bills and property damage, which could lead to significant out-of-pocket costs, potential lawsuits, license suspension, and even criminal penalties depending on your state’s laws; essentially, you could be held fully liable for the accident and forced to pay for everything yourself.
We prioritize your privacy and security.
Email: a0d8006@allstate.com
Call or Text: (603) 472-2599
Address : 132 Bedford Center Road Ste. C, Bedford
NH 03110
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